"Providing top quality insurance to Ohioans through independent agents located throughout the state since 1867"
German Mutual Insurance
1000 Westmoreland Avenue
Napoleon, OH 43545
Tel: 419.599.3993 Fax: 419.599.0109
Tel: 800.232.1066 Fax: 866.395.2347
Claims Fax: 419.592.6938

Personal Auto - Whether you're driving around town or across the country, German Mutual offers miles of protection for you, your family, and anyone else traveling with you.  As you cruise around town, look for our agents. They are your neighbors and friends.

Homeowners - When you're looking to protect your treasures German Mutual has much to offer.  We know how hard you work to build a better life for yourself and your family.  At German Mutual we are committed to providing the best, most complete service and protection for you.

Farmowners - We have a heritage of insuring farm property since 1867.  Our policies are tailored to meet your needs whether your homestead & farm have been in your family for generations or you are a gentleman farmer living in the country and have a few animals.

Church - At German Mutual Insurance, we promise to help you protect your church, the ministerial staff and your members against the perils that may occur.  Our experience in protecting churches through neighboring agents spans three centuries.  Because our agents are local, we know your community and oftentimes your congregation as well.  Our level of service in times of need are unsurpassed for fair claims settlements in a timely manner.  That's a promise worth keeping.

Businessowners - Let us be your business partner in providing a policy tailored to your special needs for your livelihood.  Our Business Income Coverage and Property Additional Coverage Endorsement will provide additional security from losses that can hurt your bottom line.  We specialize in providing coverage for apartments, offices, retail and service businesses.

Contractors - For the small to medium-sized contractors -- Carpenters, Electricians, Dry Wallers, Plumbers, Landscapers, Masons and more, German Mutual's Special Contractors Policy can provide you with peace of mind so you can concentrate on getting your job done.

Business Automobile - Round out your account and have German Mutual provide insurance protection for your autos you use on your farm or in your business.  We provide a package discount if you have a farm or commercial account with us.

Umbrella - Many exposures today increase your chances of being sued.  Protect your assets with an umbrella policy.  It adds a second layer of liability coverage to your existing home, farm, commercial or auto liability coverage.  German Mutual offers umbrella policies with limits of $1 million or more.  It is a good way to get a high amount of liability protection at a reasonable price.