"Providing top quality insurance to Ohioans through independent agents located throughout the state since 1867"
German Mutual Insurance
1000 Westmoreland Avenue
Napoleon, OH 43545
Tel: 419.599.3993 Fax: 419.599.0109
Tel: 800.232.1066 Fax: 866.395.2347
Claims Fax: 419.592.6938

The Fight Against Fraud

How serious is the property and casualty insurance fraud problem?
The industry estimates that 10-18 percent of property/casualty claims are fraudulent, costing Americans a whopping 25 billion dollars annually and the average American household $200 a year in additional premiums to compensate for the fraud.

The perpetrators of this type of crime are often professionals operating from law offices, medical centers, auto repair shops, or even your neighbor next door. Whether they work alone or as a group, they all share the same goal: to defraud insurance companies. But the real loser in the end is you, the premium paying policyholder.

For several years German Mutual and the insurance industry have been working together to fight fraud.

If you suspect any type of insurance fraud, notify the authorities or report it to the Ohio Department of Insurance Fraud Unit immediately by calling: