November tends to have the highest insurance claims related to vehicle collisions with animals, according to the Insurance Institute of Highway Safety. These accidents mainly involve collisions with deer. Be sure to prepare yourself with these tips on how to avoid hitting a deer and what to do if you have an accident.
So how can you avoid hitting a deer with your auto this November?
The Insurance Information Institute recommends you:
Even with these precautions, you could find yourself sharing the road with a deer. What should you do if you hit a deer?
Does your auto insurance cover a collision with a deer?
If you have comprehensive coverage on your auto insurance policy, then you are generally covered for damage to your vehicle from striking an animal. However, if you swerve to miss a deer and hit another object, like another vehicle or a utility pole, you will need collision coverage on your auto policy to cover damage to your vehicle.
With November around the corner, make sure you're aware of the increased risk of hitting a deer. If it does happen, make sure you're covered by calling your local agent.
This blog entry is created for informational purposes only. Any viewpoint or sponsorship of outside parties involved in the blog entry does not necessarily represent Goodville's stance as a company. The blog should not be used as a substitute for professional advice.